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$150,000 for a Direct Loan for under $720/Month! The $706.25 monthly payment for a direct loan is an interest-only payment for two years, based on a $150,000 for a direct loan amount with a buy-down at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $889.85. To qualify for a direct loan monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice. $30,000 for a Direct Loan under $185/Month! The payment for the first monthly billing period, the minimum monthly payment for a direct loan is $184.38 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance for a direct loan converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment for a direct loan is based on the Prime Rate as published in the wall street journal, plus a margin. The amount of the margin rages from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice. $160,000 for a Direct Loan under $785/Month! The $753.33 monthly payment for a direct loan is an interest-only payment for two years, based on a $150,000 for a direct loan amount with a buy-down at the cost of 1 pint and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period for a direct loan is $923.58. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to –value ratio must not exceed 80%. Rate is variable and subject to change daily without notice. $175,000 for a Direct Loan under $860/ Month! The $823.96 monthly payment for a direct loan is an interest-only payment for two years, based on a $150,000 for a direct loan amount with a buy-down at the cost of 1point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period for a direct loan is $1.010. 16. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice. $40,000 for a Direct Loan for under $246/Month! The payment for the first monthly billing period for a direct loan is based on a loan amount of $40,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment for a direct loan is $245.83 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance for a direct loan converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin for a direct loan ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice. $50,000 for a Direct Loan under $308/Month! The payment for the first monthly billing period for a direct loan is based on a loan amount of $50,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment for a direct loan is $307.29 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 to 10 years draw period. After the draw period, the remaining balance for a direct loan converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin for a direct loan rages from 0 to 6.50% Maximum possible Annual Percentage Rate is 18% Rate is variable and subject to change daily without notice. $60,000 for a Direct Loan under $369/Month! The payment for the first monthly billing period for a direct loan is based on a loan amount of $60,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment for a direct loan is $368.75 and is an interest-only payment that changes based on the outstanding balance and virile rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above for a direct loan assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin for a direct loan ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18% Rate is variable and subject to change daily without notice. First Christian Financial is not acting as a lender or broker. The information provided by you to First Christian Financial is not an application for a direct loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt –to-income ratio, and other factors. Not all service providers in the First Christian Financial network offer this or other products with interest-only options. |
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